Wednesday, February 4, 2009
Based on the wikipedia.org, phishing is the criminally fraudulent process of attempting to acquire sensitive information such as usernames, passwords and credit card details by masquerading as a trustworthy entity in an electronic communication such as email or attractive advertisment or web site.
For example, There were some CIMB bank customer receive an email indicate that their account has been notify that recently suffered a DDos-Attack on one of their Internet Banking server. So the customer must complete the steps had mention in the email to verify the integrity of their online banking account. If they fail to complete the verification their account will be suspended. The fraudsters are try to cheating the user ID and the password that allow them to log in to the victim's account and use the money to buying things or etc.
There were some methods that help to prevent phishing happen
1. Do not respond to e-mails requesting for your personal information. Legitimate companies do not ask their customers for confidential information, such as passwords and account numbers, though e -mail, as the customer will receive the letter from the bank if their account really have any problem. If really worry about that just call to the bank and comfirm it.
2. Do not click on links provided in e-mails. If you are not sure about the website address that appears in an e-mail, go to your browser and find the legitimate address manually because the fraudsters can use the links to point recipients to another site that using an address similar to a real bank's URL.
3.Do using the antivirus software to secure the computer such as the anti-spyware and firewall program that is popular and well supported by the vendor. Ensure the programs are always up-to-date and frequently updated.
4. Read and understand the privacy and policy information of that website clearly, before conducting any transaction.
The method mention above are really can to prevent the phishing happen, but the internet user also have to use internet smarter.
For example, There were some CIMB bank customer receive an email indicate that their account has been notify that recently suffered a DDos-Attack on one of their Internet Banking server. So the customer must complete the steps had mention in the email to verify the integrity of their online banking account. If they fail to complete the verification their account will be suspended. The fraudsters are try to cheating the user ID and the password that allow them to log in to the victim's account and use the money to buying things or etc.
There were some methods that help to prevent phishing happen
1. Do not respond to e-mails requesting for your personal information. Legitimate companies do not ask their customers for confidential information, such as passwords and account numbers, though e -mail, as the customer will receive the letter from the bank if their account really have any problem. If really worry about that just call to the bank and comfirm it.
2. Do not click on links provided in e-mails. If you are not sure about the website address that appears in an e-mail, go to your browser and find the legitimate address manually because the fraudsters can use the links to point recipients to another site that using an address similar to a real bank's URL.
3.Do using the antivirus software to secure the computer such as the anti-spyware and firewall program that is popular and well supported by the vendor. Ensure the programs are always up-to-date and frequently updated.
4. Read and understand the privacy and policy information of that website clearly, before conducting any transaction.
The method mention above are really can to prevent the phishing happen, but the internet user also have to use internet smarter.
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